PRIVACY POLICY

Important Notice Concerning Our Privacy Policy

A Guide to How We Collect, Use and Protect Customer Information.

At American Auto Financing, Inc., maintaining our customer’s trust and confidence is a high priority. That is why we want you to understand how we protect your privacy when we collect and use information about you, and the measures we take to safe guard that information. The provisions of this notice will apply to former customers as well as current customers.



How We Collect Customer Information and the Types of Information We Collect.

We obtain these types of customer information from a number of sources such as:
  •      •   Information we receive from you on applications or other forms, such as your name, address, social security number and telephone number.
  •      •   Information we receive from others on your behalf on applications, forms and other means, such as assets, income and liabilities.
  •      •   Information about your transactions with us or non affiliated third parties such as your account balance, payment history, and account activity.
  •      •   Information we receive from a Consumer Reporting Agency, such as your credit bureau reports and other information relating to
             your credit worthiness.
  •      •   Information from outside sources such as motor vehicle dealers, employers and other involving vehicle financing information,
             employment status, and verification of information.



Protecting Customer Information and Parties to Whom We Disclose Customer Information.

Protecting customer information is important to us. We use policies, procedures and systems to maintain the accuracy of customer information and
to protect it from improper use or loss. Only those persons who need it to perform their job responsibilities in order to effect, administer or enforce
a customers account are authorized to have access to customer information. We provide training and communication programs to educate our personnel about the meaning and requirements of this privacy policy. In addition, we maintain physical, electronic and procedural security measures that comply with State and Federal regulations to safe guard your information. We do not disclose any non public personal information about our customers or former customers to anyone, except as permitted by law.



How We Use Your Information.

The information we maintain about your relationship helps us identify you and helps prevent unauthorized persons from accessing your information. We use your information to help administer your account. We do not disclose your information to any affiliates, non affiliated third parties or unrelated companies except as to the administration of your personal account. We do not disclose any of your information to be used on mailing lists or telemarketing for promotional offers.


Former Customers.

If your account becomes paid, inactive or is closed for any reason, we will continue to treat and safeguard your information as described in this notice.



Conclusion.

We will attempt to keep your customer files complete, up to date and accurate. We will tell our customers how and where to conveniently access
their account information (except when we are prohibited to do so by law) and how to notify us about errors which we will promptly correct.
For purposes of credit reporting, verification and risk management, we will exchange information about our customers with reputable reference
sources and clearing-house services only.


Questions?

Should you have any questions about this notice feel free to contact us at (714) 953-3129.





American Auto Financing, Inc.'s Global Positioning System (GPS)
Customer Privacy Policy


Objective.

In conjunction with Customer's entering into of a Retail Installment Contract for the purchase of a Motor Vehicle, Customer consented in writing to the installation and use of a GPS (Electronic Tracking Device) unit by the Dealer and its Assignee of the Retail Installment Contract. American Auto Financing, Inc., as Assignee of the subject Retail Installment Contract and Agreement for installation and use of the GPS Unit has assigned a high priority to the proper, confidential use of the GPS Information and in maintaining our Customers' trust with respect to the privacy of the information and to protect its security and confidentiality pursuant to the within GPS Customer Privacy Policy.



I. Protection of Customer Information.

A. Vendor Control:
  •      •   Only pre approved Vendors are to obtain Customer GPS Information. Only that Information necessary for the completion of an assignment in
             order to administer or enforce the Retail Contract is provided Vendors.
  •      •   Only those Vendors who have previously executed Vendor Confidentiality and Non-Disclosure Agreements are to be provided Customer
             GPS information.
  •      •   Any complaints involving the use of Customer GPS Information by Vendors is to be documented and the Vendor terminated if improper
             use has been verified.


B. Employee use of Customer GPS Information:
  •      •   Only specific employees will have access to the Customer's GPS Information which employees will be properly trained and agree to
             comply with this Customer GPS Privacy Policy prior to receipt of Customer GPS Information.
  •      •   All Supervisors are to monitor the employee use of Customer GPS Information closely scrutinizing the dissemination of the information
             to only proper entities / Vendors and for proper purposes.


C. Proper disposal of former Customer GPS Information:
  •      •   All hard copy of former Customer GPS Information is to be shredded or disposed of by a properly licensed disposal company on
             behalf of corporation.
  •      •   All electronic, magnetic or otherwise stored information is to be deleted or permanently erased pursuant to Corporate Record
             Destruction Policies.


II. Customer Disclosure of Corporate GPS Privacy Policy.

American Auto Financing, Inc. agrees that it will provide its Customer with a copy of the within Customer GPS Privacy Policy upon written request
from Customer. A copy of the Policy will be sent to Customer in a reasonable period of time after American Auto Financing, Inc.'s receipt of
the written request.


III. Commitment.

Our Company's affirmative obligation to respect the privacy of its Customers, former Customers and to protect the security and confidentiality of its Customers' GPS Information. Regular audits of how we collect, use and protect GPS Customer Information will occur on a periodic basis. We will continue to provide training to educate our personnel and management about the meaning and requirements of our GPS Customer Privacy Policy. GPS Customer Information will be properly maintained, stored and destroyed. Dated: August 31, 2012.