American Auto Financing, Inc (AAF). is committed to making quality automotive credit services available to all applicants on an equal opportunity basis. AAF has adopted a Fair Credit Policy that supports our commitment to comply with laws that apply to all vehicles sales and leases, rules, and regulations that govern these credit transactions.

The Equal Credit Opportunity Act (“ECOA”) prohibits discrimination on the basis of:

  • Race
  • Ethnicity
  • Color
  • Marital status
  • National origin
  • Religion
  • Sex
  • Age (provided the applicant has the legal capacity to enter into binding contracts)
  • Receipt of income derived from any public assistance program
  • Exercise in good faith any right under the consumer protection laws.

Some states have adopted laws that further prohibit discrimination on the basis, such as:

  • Familial status
  • Disability
  • Sexual orientation
  • Military or veteran service